Top 5 free banks in Nigeria

With a population of 186 million people and an increasing interest in the digital economies of Africa, Nigeria has become a fertile ground for digital banking and payments solutions. Okay... I'll be listing 5 good digital bank for Nigerians.

1. KUDA BANK

One of the leading players in the field is Kuda Bank. Founded in 2019, Kuda Bank is a fully digital bank that allows customers to open a bank account in minutes with only their phone number. The bank offers zero fees on all domestic transfers, offers competitive interest rates on their savings accounts and has a wide range of payment methods including QR codes, internet banking and its own app. With these features, Kuda Bank has redefined the modern banking experience in Nigeria. 

Other features include spend & save, 25 free transfers a month payment links, pay bills, gift cards and so on.

Get Kuda

2. PALMPAY

Another Nigeria-based digital bank is PalmPay. Launched in 2017, PalmPay is an AI-driven mobile banking platform that is designed to simplify the banking process for Nigerian customers. PalmPay offers zero transaction fees, high interest rate for savings accounts and a wide range of payment options including mobile money wallets, and online transfers. 

Other features includes; saving, 90 free transfer a month, coupons and discounts, events for earnings, daily bonuses and so on.

Get Palmpay

3. OPAY 

Opay, founded in 2018, is another mobile banking platform that is setting a new standard in digital banking in Nigeria. Opay is a comprehensive online payment service that allows customers to send money, pay bills and purchase goods and services. The platform also offers a digital wallet called “Opay Wallet” which allows customers to store their money safely and securely. In addition, Opay also has a partnership with over 3,000 merchants so customers can pay their bills or purchase goods from any of these merchants. 

Other features includes savings, cashbacks & daily bonuses, free transfers and many more.

Get OPAY 

4. VFD 

VFD is yet another digital banking platform that is committed to delivering a hassle-free banking experience for Nigerian customers. VFD offers customers a secure and convenient way to manage their money, with features such as transfers, bill payments, budgeting tools and a debit card. In addition, customers can also earn rewards for their activities on the platform as well as use their loyalty points to purchase goods and services from any of VFD’s partner merchants. 

Get VFD 

5. CHIPPER CASH (9 Payment Service Bank)

Last but not least, Chipper Cash is a digital payments platform that is revolutionizing the way Nigerian customers send and receive money. Chipper Cash allows customers to send and receive money instantly, without any fees, to any person within the country, regardless of their bank. 

However, chipper cash is now functioning at 6 other countries .

Some amazing features includes free transfers, cashbacks, discounted prices for airtime, free virtual dollar card,pay bills and more.

Get Chipper Cash 

What is content creation all about ?

Content creation is the process of developing material, such as blog posts, videos, images and other types of content, for the purpose of generating interest in a product, service, or brand. In this blog, we'll be discussing content creation.

And yes, content creation is amazing, really.

Content creation is a key piece of any marketing or promotional strategy and can have a major impact on the overall success of a business. Content creators use a variety of methods such as SEO, keyword research, storytelling and other techniques to create content that engages and interests their target audience.

Content creation is quickly becoming a sought-after skill for individuals who want to make money online. More and more people are finding that they can use their passion for content creation to earn a living from home or anywhere in the world. Whether you are creating content for a website, blog, or any other platform, content creation offers a variety of opportunities to build a career or side hustle to earn extra income. 💵

Content creators find creative ways to come up with engaging content that meets the needs of readers or customers. They can take on freelance jobs, start their own business, or create their own platform to create and share their content. Content creators also have the potential to make money through sponsored posts, affiliate marketing, or even sell their own creations online.

Content creation requires an individual to have a certain set of skills such as writing, marketing, and design. It is also important to become knowledgeable about SEO (search engine optimization) and create content that resonates with an audience. Content creation also involves having a deep understanding of the platforms you are creating content for, and being able to use the best tactics to reach your desired audience.

Content creation is a great way for individuals to make money online as it is steadily becoming a lucrative skill. If you have the skills and resources to create great content, then you have an online skill that can be profitable and satisfying.

I can guarantee you that content creation is as amazing as it sounds. Yeah, really.

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Diligence

The act of performing a task with great care and attention to detail is defined as diligence. It's a necessary characteristic of all successful people, and it can propel you from mediocrity to the top of your field. Diligence is essential whether you want to advance your career or simply do your best in any given situation.

Simply put, diligence is the application of persistence and focus to a task. It's a personality trait that allows you to think before acting and plan ahead. It compels you to take the necessary steps to ensure your success and keeps you from becoming distracted by irrelevant issues or distractions. Diligence also allows you to take on difficult tasks with less fear and build the proper concentration needed to handle them.

In an ever-changing global environment, diligence has become increasingly important. With the rise of technology and the rapidly changing nature of the workplace, those who can maintain focus and motivation stand out from the crowd. Being diligent in your work and life is one of the most important skills you can develop because it allows you to stay ahead of the curve and tackle any challenge that comes your way.

Photo Editing

 Photo editing and digital photo editing technology have advanced significantly over the years, providing photographers with a plethora of options for post-processing their images. Whether you want to create a masterpiece for a fine art exhibit or simply take your family photos to the next level, photo editing can help you transform the ordinary into the extraordinary.

Persistency

 Life is filled with highs and lows—sometimes it feels like there’s no end to the obstacles we come across in pursuit of our goals. But, no matter what circumstances come our way, having the determination to stay the path with persistence is a sure way to get what you are looking for.

Persistence can be thought of as the backbone of success. It’s the one quality that every successful person must possess. It’s the one trait that will give you the strength and courage to keep pushing forward no matter the difficulties that may arise.

Persistency can be seen as PUSH - Persist Until Something Happens 

Having consistent perseverance and determination will not only help you reach your long-term goals but will also provide you with the motivation needed for day-to-day tasks. It will allow you to take on challenges with a new perspective and a fresh outlook. Achieving your goals won’t happen instantly, but if you stay motivated and consistent, you will eventually be rewarded.

No matter how discouraging a situation may seem, never give up. Hold onto your desire and continue to keep pushing forward. Keep your focus on your goals and don’t look back. Celebrate the small victories and the progress you’ve already made and keep going. When your mind begins to wander and doubt starts to set in, remind yourself of your strengths and why you are doing this.

Persistence brings us closer to our dreams and goals. We can’t always be sure of the outcome in life, but what we can always be sure of is that through careful perseverance, we can get one step closer towards our dreams no matter how small that step is...hey, YOU GAT THIS!

How to create a simple WhatsApp link

WhatsApp is on the rise as one of the most popular messaging platforms for individuals, businesses, and organizations around the world. With its user-friendly interface, it’s quickly becoming an essential part of digital communication. 

So, it’s no surprise that many people are looking for ways to create a WhatsApp link in their webpages, blogs, and emails.

Creating a WhatsApp link is relatively simple and straightforward—here’s what you need to do:

1. Go to wa.link 

2. To create a free Whatsapp link, scroll down the page and fill in your details; first off, choose your country code, and input your desired phone number. 

Now, set up the message you’d like to send with the link. You might either put in a few lines or decide to leave it blank, it's of no consequence.

3. Finally, copy the URL and add it to your page, post, or email. Once your link is in place, your recipient will be able to click it, open a WhatsApp conversation, and send your message.

And BOOM 💥... you're all set. 

And yes if course, you can create your WhatsApp link MULTIPLE times, yep, you heard right... multiple times with different customized text.

Creating a WhatsApp link is a great way to connect with your audience, increase engagement, and ensure that your message is delivered quickly and effectively. If you’re looking for a simple and effective way to incorporate WhatsApp into your digital strategy, a WhatsApp link is definitely the way to go.

NUTRITION & DIET IV: How To Stay On Track

To be on track in a diet means to consistently stick to a healthy eating plan, set goals, and make choices that are in line with the plan. This includes watching portion sizes, limiting processed or sugary foods, and making sure to get enough of the right types of nutrients such as protein, fiber, vitamins, and minerals.

Creating a new nutrition and diet plan can be overwhelming at first, however, there are a few tips to help you stay on track. 

1. Make a meal plan and stick to it.

2. Keep healthy snacks on hand to satisfy cravings.

3. Eat a variety of nutrient-dense foods from all the food groups.

4. Cook meals at home instead of eating out.

5. Read nutrition labels when shopping for food.

6. Avoid processed, sugary, and fatty foods.

7. Drink plenty of water.

8. Avoid skipping meals and don’t go more than 4 hours without eating.

9. Exercise regularly and get plenty of sleep.

10. Get professional help from a nutritionist or dietitian if needed.

However, meal planning for the week ahead and prepping meals in advance can be a great way to make sure your nutrition and diet stays balanced. Additionally, focus on the foods that you should be eating throughout the day, rather than the foods you should be avoiding. This will help you create positive associations with healthier foods and create good eating habits.

Below is a sample of a balanced diet table 

For Locals 

Monday 
Breakfast: Porridge with Plantain, Boiled Egg 
Snack: Almonds, Fruit juice 
Lunch: Jollof Rice, Chicken/Fish, Green Salad 
Snack: Fresh Fruit, Toast 
Dinner: Boiled Yam and Egusi Soup 

Tuesday 
Breakfast: Oat meal with Honey and Nuts 
Snack: Boiled Egg, Fruit Juice 
Lunch: Fried Rice and Grilled Fish 
Snack: Nuts and Protein Shake 
Dinner: Vegetable Soup and Eba 

Wednesday
Breakfast: Pancake and Fruits 
Snack: Boiled Groundnuts, Fruit Juice 
Lunch: Beans Pottage, Fried Plantain, Vegetable Salad 
Snack: Protein Bar and Juice 
Dinner: Amala and Obe Ata (tomato stew) 

Thursday 
Breakfast: Wheat Cereal with Milk 
Snack: Roasted Plantain and smoothie 
Lunch: Pounded Yam and Vegetable Soup 
Snack: Yoghurt with Honey 
Dinner: White Rice and Beef Stew 

Friday
Breakfast: Porridge with Banana 
Snack: Nuts, Yoghurt 
Lunch: White Rice, Plantain and Fish Stew 
Snack: Boiled Groundnuts, Bread 
Dinner: Coconut Rice and Chicken 

Saturday
Breakfast: Omelette and Bread 
Snack: Smoothie and Coconut 
Lunch: Pounded Yam, Egusi Soup, Roasted Fish 
Snack: Fresh Fruit and Boiled Egg 
Dinner: Fried Rice, Salad and Fried Plantain 

Sunday 
Breakfast: Millet Fufu with Vegetable Sauce 
Snack: Boiled Egg, Nuts 
Lunch: Rice and Beans, Vegetable Salad 
Snack: Protein Shake and Toast 
Dinner: Jollof Rice and Fried Plantain

Sample for the Nationals

Monday

Breakfast: Eggs on toast with spinach, avocado, and black beans 

Lunch: Turkey and Vegetable Stir-Fry 

Dinner: Whole Grain Pasta with Roasted Cauliflower and Goat Cheese 

Tuesday

Breakfast: Yogurt, Granola and Fresh Fruit 

Lunch: Spinach Salad With Grilled Chicken 

Dinner: Baked Salmon With a Roasted Tomato and Corn Relish 

Wednesday

Breakfast: Avocado Toast With Egg and Tomatoes 

Lunch: Chickpea, Avocado and Feta Sandwich 

Dinner: Mexican Rice Bowl with Avocado and Cilantro 

Thursday

Breakfast: Oatmeal With Berries and Nut Butter 

Lunch: Kale and Quinoa Salad With Roasted Chickpeas 

Dinner: Baked Sweet Potato With Broccoli, Feta and Almonds 

Friday

Breakfast: Apple and Peanut Butter Toast 

Lunch: Grilled Chicken Caesar Wraps 

Dinner: Roasted Vegetable and Quinoa Burrito Bowls 

Saturday

Breakfast: Whole Grain Pancakes with Berries 

Lunch: Grilled Veggie and Hummus Wraps 

Dinner: Baked Vegetable Fajitas 

Sunday

Breakfast: Green Smoothie Bowl 

Lunch: Chicken and Quinoa Soup 

Dinner: Grilled Fish Tacos With Guacamole

CONCLUSION 

Making sure you’re getting the most out of your nutrition and diet is important for leading a healthy lifestyle. Adding more nutritious foods to your diet can help boost your energy levels and significantly lower your risk for developing chronic illnesses. Also, meal planning and avoiding highly processed foods can help you on your path to a healthier you.

What is blogging?

 Blogging is a term used to describe writing and sharing content on the Internet. Generally, a blog features content such as opinion, topics of interest, news, and reviews. Blogging is considered an online diary where the author shares ideas and information about their thoughts and interests. The type of content found on a blog varies greatly and can range from personal to professional topics. Blogging can also be used to promote businesses, products, and services.

NUTRITION AND DIET III : What Should I Be Eating

What type of food should I be eating ?...this is a typical and rhetorical question often asked by individuals. Well, in this post we'll be shedding more light on what type of food you should be taking in more.

Moreover, there are various reason for people choosing their diet. 

Factors that might influence one's choice of diet may include;

• Culture
• Physical Activity
• Medical Conditions
• Taste Preference
• Seasons
• Accessibility
• Budget
• Availability 
• Lifestyle e.t.c

However, a category I deem fit necessary to be pointed out and taken note of is AGE.

AGE bracket also determines the type of food to be taken and should be prioritized except there are challenges such as health, finances, availability and so on involved, or if there's a different recommendation from your Doctor.

NUTRITION & DIET II : Why Is Nutrition & Diet Important?

Is ' Nutrition and diet ' really important?...

Yes, nutrition and diet are very important to overall health and wellness. Eating a balanced and nutrient-rich diet can help keep your body strong and healthy. Having a healthy diet provides you with the necessary nutrients and can help you reduce your risk of certain diseases, maintain a healthy weight, and have better performance at work and during physical activities.

 In the previous post, we spoke about nutrition and diet.

Here, we'll be considering why nutrition and diet is so important.

Nutrition and Diet I

Nutrition is the method involved with giving or acquiring the food essential for wellbeing, development, and fix. It includes all parts of the food, from production to consumption. 

Diet, on the other hand, alludes to the assortment and measure of food, and drink, picked by an individual for utilization. Diet is more about what you eat, while Nutrition is the means by which your body utilizes the food you eat.